Why we're building this

Crypto is global.
Spending it shouldn't be hard.

Millions of people hold stablecoins to escape local inflation and move money across borders — then hit a wall the moment they want to spend it in a shop. Valuto is the bridge: your USDT, on a card the whole world already takes.

Spendable, not just holdable

A stablecoin balance is only useful if you can use it. We convert USDT to local currency at the moment you pay, so your crypto works at every checkout, online and in person.

Compliance is the foundation

Custody, KYC, sanctions screening and card issuance are hard for a reason. We built the boring, non-negotiable parts first — cold storage, OFAC checks, hard geo-rules — before anything else.

Honesty is a feature

The conversion spread and network fee shown before you confirm; cryptoback accounted at settlement; every movement on a double-entry ledger. A financial product you don't have to squint at.

Where we are

Engineering first, launch second

The platform — custodial wallet, conversion engine, card management, compliance and ledger — is built and continuously tested against simulated custody, on-ramp and issuing partners. Commercial launch is gated on those partnerships and regulatory approvals, and we'd rather show you working software than a waitlist teaser in the meantime.